[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.carmela.cz\/ktera-pujcka-je-ta-prava\/#Article","mainEntityOfPage":"https:\/\/www.carmela.cz\/ktera-pujcka-je-ta-prava\/","headline":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","description":"Tak\u00e9 u\u017e se v\u00e1m stalo, \u017ee jste natolik nevych\u00e1zeli s pen\u011bzi, \u017ee jste si museli j\u00edt n\u011bjak\u00e9 vyp\u016fj\u010dit? A tak\u00e9 jste s t\u00edmto \u00famyslem museli j\u00edt do n\u011bjak\u00e9 finan\u010dn\u00ed instituce, proto\u017ee mezi va\u0161imi bl\u00edzk\u00fdmi nebyl nikdo, kdo by v\u00e1m poskytl n\u00e1le\u017eitou pomoc? Pokud ano, pak u\u017e nejsp\u00ed\u0161e v\u00edte, \u017ee z\u00edskat p\u016fj\u010dku nemus\u00ed b\u00fdt nikterak snadn\u00e9. […]","datePublished":"2019-08-18","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.carmela.cz\/author\/#Person","name":"carmela.cz\n","url":"https:\/\/www.carmela.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"carmela.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.carmela.cz\/wp-content\/uploads\/img_a359965_w1968_t1573847200.jpg","url":"https:\/\/www.carmela.cz\/wp-content\/uploads\/img_a359965_w1968_t1573847200.jpg","height":0,"width":0},"url":"https:\/\/www.carmela.cz\/ktera-pujcka-je-ta-prava\/","about":["Ekonomika"],"wordCount":458,"articleBody":"         Tak\u00e9 u\u017e se v\u00e1m stalo, \u017ee jste natolik nevych\u00e1zeli s pen\u011bzi, \u017ee jste si museli j\u00edt n\u011bjak\u00e9 vyp\u016fj\u010dit? A tak\u00e9 jste s t\u00edmto \u00famyslem museli j\u00edt do n\u011bjak\u00e9 finan\u010dn\u00ed instituce, proto\u017ee mezi va\u0161imi bl\u00edzk\u00fdmi nebyl nikdo, kdo by v\u00e1m poskytl n\u00e1le\u017eitou pomoc? Pokud ano, pak u\u017e nejsp\u00ed\u0161e v\u00edte, \u017ee z\u00edskat p\u016fj\u010dku nemus\u00ed b\u00fdt nikterak snadn\u00e9. A to zejm\u00e9na pokud m\u00e1 takov\u00fd \u017eadatel skute\u010dn\u011b velk\u00e9 pot\u00ed\u017ee a sou\u010dasn\u011b i nejeden nedostatek, jako jsou dejme tomu p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy, z\u00e1znam v registrech dlu\u017en\u00edk\u016f, exekuce a podobn\u011b. Kdy\u017e se n\u011bkdo opl\u00fdvaj\u00edc\u00ed t\u011bmito negativy obr\u00e1t\u00ed na banku, vesm\u011bs odejde s nepo\u0159\u00edzenou. A sice proto, \u017ee banky maj\u00ed p\u0159\u00edsn\u00e1 pravidla, jim\u017e mus\u00ed \u017eadatel\u00e9 u p\u016fj\u010dek vyhov\u011bt, a pokud n\u011bkdo by\u0165 i jenom nepatrn\u011b nespl\u0148uje v\u0161e po\u017eadovan\u00e9, m\u00e1 sm\u016flu.  A pokud n\u011bkdo takov\u00fd p\u0159esto po p\u016fj\u010dce prahne nebo bez n\u00ed dokonce ani nem\u016f\u017ee vy\u017e\u00edt? Pak u\u017e m\u00e1 vlastn\u011b \u010dasto jen jednu jedinou mo\u017enost, jak si po\u010d\u00ednat. A sice vsadit na pomoc od nebankovn\u00edho sektoru. Proto\u017ee takov\u00e1 nebankovn\u00ed hypot\u00e9ka bez registruje nejednou t\u00edm jedin\u00fdm, co opravdu problematick\u00e9mu \u017eadateli zb\u00fdv\u00e1. By\u0165 je samoz\u0159ejm\u00e9, \u017ee si o tuto m\u016f\u017ee za\u017e\u00e1dat klidn\u011b i ten, kdo by byl coby ide\u00e1ln\u00ed \u017eadatel v\u00edt\u00e1n s otev\u0159enou n\u00e1ru\u010d\u00ed v\u0161ude. V p\u0159\u00edpad\u011b t\u00e9to hypot\u00e9ky toti\u017e na rozd\u00edl od bankovn\u00edch p\u016fj\u010dek nevad\u00ed – n\u00edzk\u00e9 p\u0159\u00edjmy – dal\u0161\u00ed dluhy – exekuce – z\u00e1znamy v registrech dlu\u017en\u00edk\u016f – a podobn\u011b.  Tady je d\u016fle\u017eit\u00e9, aby takov\u00fd \u017eadatel mohl d\u00e1t do z\u00e1stavy za onu p\u016fj\u010dku vlastn\u00ed nemovitost a aby prok\u00e1zal schopnost spl\u00e1cet alespo\u0148 ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky, jak\u00e9 se v jeho p\u0159\u00edpad\u011b daj\u00ed domluvit. Vyhov\u00ed-li \u010dlov\u011bk v tomto, nen\u00ed jedin\u00fd d\u016fvod pro to, aby se mu pot\u0159ebn\u00fdch financ\u00ed nedostalo. \u017d\u00e1dost se tu vy\u0159izuje on-line, sn\u00edmky on\u00e9 nemovitosti se pos\u00edlaj\u00ed k posouzen\u00ed e-mailem, vy\u0159izov\u00e1n\u00ed je rychl\u00e9 a bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed, a p\u016fj\u010dka a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent odhadn\u00ed ceny on\u00e9 nemovitosti je poskytnuta rychle. Nic se neplat\u00ed p\u0159edem, \u00faroky jsou p\u0159\u00edzniv\u00e9, doba spl\u00e1cen\u00ed m\u016f\u017ee b\u00fdt i hodn\u011b dlouh\u00e1 a spl\u00e1tky n\u00edzk\u00e9, smlouva neobsahuje \u017e\u00e1dn\u00e9 z\u00e1ludnosti,\u2026 A \u0159ekn\u011bte up\u0159\u00edmn\u011b! M\u016f\u017ee si n\u011bkdo p\u0159\u00e1t v\u00edce?                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","item":"https:\/\/www.carmela.cz\/ktera-pujcka-je-ta-prava\/#breadcrumbitem"}]}]